担保是建立在保险公司索赔能力的基础上的.
1术语转换的其他指导方针，如时间，可能适用.
2定期人寿保险为关键时期提供临时保护，通常比永久人寿保险便宜.
3Rider Insured’s Paid-Up Insurance Purchase Option in 纽约.
4不是每个州都有. There is a cost to exercise this rider. 产品和骑手可在批准的辖区内使用，名称和功能可能有所不同.
For select riders, the condition applies to the insured. See the product and rider fact sheets for details. 每年可转换词 (ICC18218-135P); Level Premium Convertible Term and Million Plus Term (ICC18218-60P); 生活福利的骑手 (ICC18218-498R); Spouse’s Paid-up Insurance Purchase Option (Rider Insured’s Paid-Up Insurance Purchase Option in 纽约) (ICC17217-375R); 伤残津贴豁免 Rider (ICC18218-235R); Policy Purchase Option Rider (208-413). 各州可能会有所不同. SMRU 1798028